The average cost of homeowners insurance in the U.S. is $2,424 per year for $300,000 in dwelling coverage, according to Bankrate data. Of course, that's just a nationwide average: In states like ...

Insurance premiums are rising fast in the parts of the United States most exposed to climate-related disasters like wildfires and hurricanes. New research shows that, as insurance has sharply pushed ...

Rate increases over the past few years have been hitting homeowners hard, thanks to increasingly volatile weather, inflation, and other factors. 2026 should see stabilization in the home insurance ...

Auto-Owners is the No. 4 cheapest home insurance company in our rating, charging $178 per month on average for a policy. This ...

Quick Read Average homeowners insurance reached $1,952 annually, up 8.5%. Insurance now represents 9% of typical monthly mortgage payments. Construction costs rose 4-5% while core inflation hovers ...

Melissa Hudson says she was stunned last year when the insurance premiums on her home in Port Orchard, Wash., shot up 40 percent—even though she’d intentionally bought a home at low risk for fire, ...