Replying to @jim4371 Big news from the recent Budget about salary sacrifice and it could affect your take-home pay more than you think. Salary sacrifice is where you give up part of your salary in exchange for benefits like pension contributions, electric car schemes or childcare vouchers, and you save on tax and National Insurance. In the Budget, the government announced changes that tighten how much National Insurance relief you can get through salary sacrifice and how some schemes are reporte